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Aloha Paradise Realty
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| Gentry Waipio
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94-1036 Waipio Uka Street
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Waipahu, HI 96797
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Tiffany DuBose, R PB
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(808) 676-3400
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Having a Great Month!
Tiffany DuBose
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Your
Happiness is My Success!
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Copyright © 2012
Realty Times
All Rights Reserved.
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Homeownership Still The American
Dream, Fuels Economy
It's billed as the American Dream
and yet for some it's been an all-time
American nightmare.
Still "the home is central to American
life" writes the National Association of
Homebuilders in its report titled:
Homeownership Works, released earlier
this year.
Of course the report aims to show how
housing is vital not just to homeowners
but to the nation's growth. The
publication looks at the contributions
that homeownership make to the economy
specifically through residential
construction, remodeling, rental
housing, and various other related
aspects of the
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industry.
The publication shows how
homeownership is a vital thread
that weaves together a nation.
It points to research released
earlier this year by Pew
Research Center Study, showing
that 81% of of adults agree
"that buying a
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Buyers: Making The
Right Choice
There are so many different homes to
choose from during the buying process. How can
you be sure to make the right choice?
From condos, downtown neighborhoods, suburbs,
and country homes, there's a perfect fit for
every buyer.
To make the best decision you need to be sure to
really give time to your decision making
process. Yes, your gut can take you in the right
direction, but don't be one of the many buyers
that falls prey to listening only to their
hearts, ending up biting off more than they can
chew.
Some homes take more work than others. This goes
double for older homes. The same can be said for
many foreclosed houses. The price tag might be
appealing or you might love the styling of the
home, but keep in mind that much of a home's
value is actually in its condition.
This is why it is imperative to have an
inspection done on any home you are considering
buying. Additionally, you should have a clause
in your contract that states if the inspection
comes back
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Housing Answer:
Principal Reduction?
Despite many programs to help underwater
homeowners, the financial crisis continues and
foreclosures loom throughout the
country.
Some experts say the housing answer is not just
lowering interest rates but also actually
reducing principal. In other words, these
experts are encouraging banks to write down the
principal and interest rates to current market
value, which according to some experts would
save homeowners $71 billion each year. CoreLogic
reported that at the end of the second quarter
2011, underwater homeowners owed $709 billion on
mortgages (much more than their homes were
worth).
Real estate expert, Tanya Marchiol, who has
appeared on TV, in print, and on Sirius
Satellite Radio, writes in a recently released
report, "In 2010 the nation's top banks paid out
twice that amount in bonuses and compensation
($146 billion)."
Marchiol claims the savings to homeowners whose
mortgages are upside down would create an
economic boost to the econom -- creating jobs,
reducing mortgage payments, helping
investors–rather than the negative financial
effects which ripple through the economy when a
foreclosure occurs.
Marchiol writes that, "investors would typically
be better off if servicers would agree to loan
modifications with principal
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Kitchen
Makeover Without Spending a Fortune
If you're selling your home then you should know
that one of the popular rooms that tops buyers'
favorites list is the kitchen. So it makes sense to
spend time, energy, and even a little money to make it
shine.
That thought can make some sellers cringe. The thought
of spending money to fix up a kitchen in a home that
they're about ready to sell is unpalatable. However, it
could make the difference between a buyer making a
higher offer or even any offer at all.
Kitchen makeovers don't need to make your blood boil and
break you out in a sweat, fearing the loss of money that
will soon be drained from your bank account. You can
tidy up your kitchen and even give it a fresh, stylish,
updated look, on a frugal budget.
Let me show you how. It starts with simple things. The
kind of tasks you can
Daily News and Advice
Read about the events shaping the
Real Estate market today, find current interest
rates, or browse the extensive library of advice
and how-to articles written by some of the top
experts in Real Estate. Updated each weekday.
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Tiffany DuBose
E-mail:
tiffany@aprhi.com
Web:
http://www.aprhi.com
(808) 674-2371 |
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Aloha Paradise Realty Inc.
(808)
674-2371
94-1036 Waipio Uka Street 104C
Waipahu, HI 96797
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Equal Housing Opportunity
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