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Aloha Paradise Realty
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| Gentry Waipio
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94-1036 Waipio Uka Street
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Waipahu, HI 96797
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Tiffany DuBose, R PB
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(808) 676-3400
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Having a Great Month!
Tiffany DuBose
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Your Happiness
is My Success!
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Copyright © 2011 Realty
Times
All Rights Reserved.
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Should
I Take My Home Off the Market During the
Holidays?
When you look at your calendar you may
find the months already overloaded with seasonal
obligations -- shopping, entertaining,
children's pageants, charity work, decorating
the house, and so much more. If you are also
trying to sell your home, you are under extra
pressure to keep your home in "showtime"
condition. And that could be the last thing you
need before the holiday spirit is broken.
It is understandable why you would be tempted to
take your home off the market during the
holidays. And the list of justifications is
long. If you are too busy, buyers may be also,
and you may
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find your efforts unrewarded with not
enough showings. And what if you do get
an offer? You may be faced with the
possibility of packing and moving during
the busiest time of the year. Besides,
you can give your house a rest, and it
will
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Will Mortgage Rates Stay Low?
While the Federal Reserve has promised to keep
rates "low" until 2013, it is clear to many experts that
the current historical lows we are experiencing will not
last.
According to the latest projections from the National
Association of Realtors® (NAR), interest rates should
gradually rise out of historic lows as we move through
2012.
This isn't the most welcome news for a housing market
that has continued to falter and a credit market that
already has tightened lending standards
The NAR reports that current surveys reflect the tight
credit conditions. They report that recent buyers are
staying well within their means, with higher incomes and
higher downpayments.
Richard Peach, Senior Vice President at the Federal
Reserve Board of New York, who said the economy is
under-performing, reports, "Nearly two-and-a-half years
since the end of 'the great recession,' the economy
continues to operate well below its potential. Among the
significant structural impediments are the legacy of the
housing boom and bust, and fiscal contrition at the
state and local level."
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Real Estate Outlook:
Will 2012 See Improvement?
We’ve seen the effects of tight mortgage
conditions over the last year. Existing and new homes
sales have struggled and we are now left with sizable
pent-up demand. Will this trend continue into 2012?
For starters, consumer prices fell in October, meaning
low wage workers and others struggling to make ends meet
will find more affordability. Additionally, according to
experts, this decline gives the Federal Reserve more
wiggle room when it comes to policy making should the
economy worsen.
Why the decline, which was not wholly expected? The
recent developments in the European debt crisis have had
their affects on American markets.
Yet, affordabilty is the name of the game for 2012. The
National Association of Realtors reports that next year
will be one of the best years on record for housing
affordability.
"Housing affordability conditions, based on the
relationship between median home prices, mortgage
interest rates, and median family income, have been at a
record high this year," said Lawrence Yun. "Very
favorable affordability conditions will dominate next
year as well, which will probably be the second best
year on record dating back to 1970. Our hope is that
credit restrictions will ease and allow more home buyers
to take advantage of current
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Top Ways to Spruce
Up Your Home
Is
your den feeling dreary? Does your kitchen have too much kitsch?
Take a moment to read these tips for sprucing up your home.
From time to time, or decade to decade, your home may start to
look a little dingy, cluttered, or out-of-date. Have no fear!
There are a few simple, inexpensive ways to update rooms for
your own enjoyment or to impress buyers!
First, declutter and reorganize. It’s amazing how much "stuff"
we can accumulate over time. It’s time to ask yourself what you
really need. Plus, there are some great charities that would
love your "stuff". The Goodwill, Salvation Army, and many local
churches accept donations all year round.
Daily News and Advice
Read about the events shaping the Real
Estate market today, find current interest rates, or
browse the extensive library of advice and how-to
articles written by some of the top experts in Real
Estate. Updated each weekday.
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Tiffany DuBose
E-mail: tiffany@aprhi.com
Web:
http://www.aprhi.com
(808) 674-2371 |
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Aloha Paradise Realty Inc.
(808) 674-2371
94-1036 Waipio Uka Street 104C
Waipahu, HI 96797
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Equal Housing Opportunity |
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